Contributed by Darren Lim • Feb 24, 2026

I must admit that the “million a child” mantra has been keeping me up at night. With our eldest turning eleven this year, the reality of funding three children’s education as a single income family has felt like an unmovable mountain of a goal. It is easy to spiral when you look at the headlines. The world feels increasingly shaky between the volatile markets and the “what-ifs” of the geopolitical trade wars, there is the rising cost of living.

I have spent countless hours late at night down the rabbit hole, consulting ChatGPT and Gemini, obsessively trying to optimize our monthly budget or find that one “perfect” investment that might secure their future without breaking the bank. But the deeper I went, the more the “what-if’s” took over: What if the market crashes? What if I got sick? What if the world economy just stopped?

In those quiet, anxious hours, I realized I was trying to build a fortress out of sand. I had to stop myself and take a breath. I realized that if a true scenario of apocalyptic proportions were ever to hit, gold and bank accounts wouldn’t be the things saving us. Even having these two commodities may no longer afford us the basic necessities of food, clothing and shelter!

Nothing but God is truly certain. We often worry about inheritance we leave for our children but we forget the inheritance we build in them. Their values, character and personal walk with the Lord are assets that no cyber-attack can delete and no inflation can devalue.

While I still try my best to provide and use the tools available to manage our home, I am choosing to shift my primary focus. I want to invest in the treasures that last rather than investments that are temporal. I have started spending intentional one-on-one time reading the Bible with my kids – sharing observation and insights into who our great God is and the timeless lessons we can draw from His Word.

At the end of the day, a bank account value is just a number but a child’s relationship with God is an eternal foundation.

“Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment… In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.” (1 Timothy 6: 18, 19)